Property Management Blog

What to Do When a Tenant Stops Paying Rent in Texas

System - Tuesday, February 24, 2026
Property Management Blog

Few situations create more stress for a rental property owner than a tenant who stops paying rent. Cash flow drives investment performance, and even one missed payment can disrupt mortgage obligations, maintenance planning, and long-term returns.

In Texas, the process for handling nonpayment is relatively clear, but it must be handled correctly. From early communication to formal legal notices, every step matters. Knowing when to escalate and when to work with the tenant can protect both your property and your bottom line.


Start with Clear Lease Terms and Systems

Prevention begins long before a payment is missed.

In professionally managed properties, rent is typically due on the first of the month and considered late immediately after. Clear lease language removes ambiguity and establishes expectations from day one.

Online payment portals also reduce excuses. Tenants can pay electronically, even if the first falls on a weekend or holiday. When systems are simple and accessible, late payments become harder to justify.

Still, late rent happens. Financial hardship, job loss, or simple oversight are common causes. The key is responding quickly and professionally.

Step 1: Proactive Communication

When rent is not received, the first action should be outreach.

Not every late payment is intentional. Sometimes a tenant forgets or mails a check late. A professional property manager contacts the tenant promptly to confirm:

  • Whether payment has been sent

  • When it is expected

  • Whether there are financial difficulties

This early conversation often resolves the issue without escalation. It also creates a documented record of communication, which becomes important if legal action is required later.

Step 2: Deliver the Required Notice to Vacate

If the tenant does not respond or fails to pay after follow-up, Texas law requires a formal notice before filing eviction.

Under Texas eviction procedures, landlords must provide a written notice to vacate. In most nonpayment cases, the tenant has three days to pay or move out, unless the lease specifies a different timeframe.

This notice should be delivered exactly as the statute requires. Improper delivery can delay the case or result in dismissal.

At this stage, many tenants pay to avoid court. If they do not, the next step is filing for eviction.

Step 3: Filing for Eviction in Texas

If the three-day period expires without payment, an eviction lawsuit can be filed in the local justice court.

Texas is widely considered a landlord-friendly state. Hearings are often scheduled within 10 to 21 days of filing. That relatively quick timeline helps owners regain control faster than in many other states.

Court procedures are governed by state rules and must be followed precisely. Working with an attorney who specializes in landlord-tenant law significantly reduces risk. The Texas Property Code on landlord rights and remedies outlines the framework courts follow in nonpayment cases.

If the judge rules in favor of the landlord, a judgment for possession is entered.

Step 4: Regaining Possession of the Property

Winning the case does not always mean immediate vacancy.

If the tenant still refuses to leave after judgment, the landlord must coordinate with the constable to execute a writ of possession. The constable supervises the lockout and restoration of possession.

At that point, control of the property returns to the owner or manager. The focus shifts to:

  • Assessing damages

  • Securing the property

  • Preparing it for re-leasing

Time is critical. The longer a property sits vacant, the greater the income disruption.

Why Eviction Should Be the Last Resort

Although the legal process in Texas is efficient, eviction is expensive and disruptive.

Costs can include:

  • Court filing fees

  • Attorney fees

  • Constable fees

  • Lost rent

  • Turnover and repair expenses

For many owners, understanding the full scope of property management costs in Texas highlights why prevention matters more than reaction.

Professional screening is the single most effective way to avoid nonpayment. Credit history, income verification, rental references, and background checks reduce risk significantly. In well-managed portfolios, eviction rates often remain under 1 percent because screening standards are strict from the start.

Screening and Prevention: The Real Solution

Once a tenant stops paying, options narrow quickly. The real leverage exists before move-in.

Strong screening includes:

  • Verifying income at 3x rent or greater

  • Reviewing credit patterns, not just scores

  • Confirming stable employment

  • Checking prior landlord history

Accidental landlords often underestimate this process. Many inherit tenants or rent a former residence without understanding compliance and enforcement obligations. For those situations, practical guidance for accidental landlords managing rentals can prevent costly mistakes.

Even when selling a rental, nonpayment can complicate timing and negotiations. Owners navigating tenant-occupied property sales must consider how lease enforcement impacts transaction value.

Balancing Firmness with Professionalism

Landlords sometimes hesitate to act, hoping tenants will catch up. Unfortunately, delays often increase financial exposure.

At the same time, professionalism matters. Federal housing regulations, including guidance from the U.S. Department of Housing and Urban Development on tenant rights, outline protections that must be respected.

The goal is consistency. Enforce the lease the same way every time. Follow statutory requirements exactly. Document everything.

That combination protects your property and strengthens your position in court if necessary.

Key Takeaways

  • Rent should be clearly defined as due on the first and late immediately after

  • Early communication often resolves nonpayment without court involvement

  • Texas requires a written notice to vacate before filing eviction

  • Hearings are typically scheduled within 10 to 21 days

  • Proper legal procedure is critical to avoid dismissal

  • Screening tenants thoroughly reduces eviction risk dramatically

  • Eviction is a last resort, not a strategy

Frequently Asked Questions

How long does it take to evict a tenant in Texas for nonpayment?

Most hearings are scheduled within 10 to 21 days after filing. Including the notice period and court process, the full timeline often ranges from three to five weeks.

Can a landlord change the locks without going to court?

No. A landlord must obtain a judgment for possession and coordinate with the constable to execute a writ of possession. Locking out a tenant without proper court authorization can create liability.

What is the most effective way to prevent nonpayment?

Thorough tenant screening. Verifying income, rental history, and credit patterns significantly lowers the likelihood of default.

Final Thoughts

When a tenant stops paying rent, the situation requires calm, consistency, and strict adherence to Texas law. Acting too slowly increases financial exposure, but acting improperly can jeopardize your case in court. The balance is professionalism and process.

Clear lease terms, immediate follow-up, and proper notice procedures protect both the asset and the owner. When escalation becomes necessary, filing correctly under Texas Property Code Chapter 24 ensures the path to regaining possession remains enforceable.

At SGI Property Management, eviction is treated as a last resort. Strong tenant screening, structured rent collection systems, and disciplined enforcement practices are what keep eviction rates low and performance stable. In the end, the goal is not just removing a nonpaying tenant, it is protecting long-term investment value.

Legal Disclaimer
The information provided here is for general educational purposes only and does not constitute legal advice. Texas landlord-tenant laws are subject to change, and individual circumstances may vary. Property owners should consult a qualified Texas attorney for advice specific to their situation.